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Last Updated: 02 July 2021

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David drums his fingers on his desk as he scans e-mail on his computer screen. At the same time, he was talking on the phone to an executive halfway around the world. His knee bounce up and down like a jackhammer. He intermittently bites his lip and reaches for his constant companion, coffee cup. Hes so deeply involved in multitasking that he has forgotten appointment his Outlook calendar reminds him of 15 minutes ago. Jane, senior vice president, and Mike, her CEO, have adjoining offices so they can communicate quickly, yet communication never seems to happen. Whenever I go into Mike's office, his phone lights up, my cell phone goes off, someone knocks on the door, he suddenly turns to his screen and writes e-mail, or he tells me about a new issue he wants me to address, Jane complains. They were working flat out just to stay afloat, and were not getting anything important to accomplish. Its driving me crazy. David, Jane, and Mike are crazy, but theyre certainly crazy. Their experience is becoming the norm for overworked managers who sufferlike many of your colleagues, and possibly like youfrom very real but unrecognized psychological phenomenon that I call attention deficit trait, or ADT. Cause by brain overload, ADT is now epidemic in organizations. Core symptoms are distractibility, inner frenzy, and impatience. People with ADT have difficulty staying organize, setting priorities, and managing time. These symptoms can undermine the work of otherwise gift executive. If David, Jane, Mike, and millions like them understood themselves in neurological terms, they could actively manage their lives instead of reacting to problems as they happen. As a psychiatrist who has diagnosed and treated thousands of people over the past 25 years for a medical condition called attention deficit disorder, or ADD, I have observed firsthand how rapidly a growing segment of the adult population is developing this new, related condition. The number of people with ADT coming into my clinical practice has mushroomed by a factor of ten in the past decade. Unfortunately, most of remedies for chronic overload proposed by time-management consultants and executive coaches do not address underlying causes of ADT. Unlike ADD, neurological disorder that has genetic component and can be aggravated by environmental and physical factors, ADT springs entirely from the environment. Like traffic jam, ADT is an artifact of modern life. It is brought on by demands on our time and attention that have exploded over the past two decades. As our minds fill with noisefeckless synaptic events signifying nothingthe, brain gradually loses its capacity to attend fully and thoroughly to anything. Symptoms of ADT come upon person gradually. A sufferer doesnt experience a single crisis but rather a series of minor emergencies while he or she tries harder and harder to keep up.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

What Your Company Can Do

Evaluate and Develop Your Business Idea

2. Use a break-even analysis to determine if your idea can make money.Will My Business Make Money?
3. Write a business plan, including a profit/loss forecast and a cash flow analysis.Writing Effective Business Plans
4. Find sources of start-up financing.Business Financing, Loans Capital
5. Set up a basic marketing plan.Marketing Advertising

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

Decide on a Legal Structure for Your Business

6. Identify the number of owners of your business.Partnership Information
7. Decide how much protection from personal liability you'll need, which depends on your business's risks.What are the risks of starting my own business?
8. Decide how you'd like the business to be taxed.Business Tax Information
9. Consider whether your business would benefit from being able to sell stock.Incorporate Your Business
10. Research the various types of ownership structures.Sole Proprietorship LLC C Corporation S Corporation
11. Get more in-depth information from a self-help resource before you settle on a structure. If you are unsure, talk to a lawyer.Nolo Store Talk to a Lawyer

Choose a Business Name

12. Think of several business names that might suit your company and its products or services.Your Business Name
13. If you will do business online, check if your proposed business names are available as domain names.Choose and Register a Domain Name
14. Check with your county clerk's office to see whether your proposed names are on the list of fictitious or assumed business names in your county.Make Sure Your Proposed Business Name Is Available
15. For corporations and LLCs: check the availability of your proposed names with the Secretary of State or other corporate filing office.Register Your Business Name
16. Do a federal or state trademark search of the proposed names still on your list. If a proposed name is being used as a trademark, eliminate it if your use of the name would confuse customers or if the name is already famous.How to Do a Trademark Search
17. Choose between the proposed names that are still on your list.Choosing a Business Name FAQ

Register Your Business Name

18. Register your business name with your county clerk as a fictitious or assumed business name, if necessary.Register Your Business Name
19. Register your business name as a federal or state trademark if you'll do business regionally or nationally and will use your business name to identify a product or service.File a Federal Trademark Application
20. Register your business name as a domain name if you'll use the name as a Web address too.Choose and Register a Business Name

Prepare Organizational Paperwork

21. PartnershipPartnership Agreement Buyout agreement (also known as a buy-sell agreement)
22. LLCBusiness Buyout Agreement (also known as a buy-sell agreement) Online LLC Formation
23. C CorporationPre-Incorporation Agreement Incorporate Your Business Amend Corporate Articles Bylaws Business Buyout Agreements (also known as a buy-sell agreement or stock agreement)
24. S CorporationIncorporate Your Business Amend Corporate Articles Bylaws Business Buyout Agreements (also known as a buy-sell agreement or stock agreement) S Corporations

Find a Business Location

25. Identify the features and fixtures your business will need.Your Business Space Commercial Lease .
26. Determine how much rent you can afford.Tips for Assessing the Cost of the Commercial Rental .
27. Decide what neighborhood would be best for your business and find out what the average rents are in those neighborhoods.Determine the Space Your Business Needs .
28. Make sure any space you're considering is or can be properly zoned for your business. (If working from home, make sure your business activities won't violate any zoning restrictions on home offices.)Home Businesses and Zoning Laws
29. Before signing a commercial lease, examine it carefully and negotiate the best deal.Commercial Leases: Negotiate the Best Terms

File for License and Permits

30. Obtain a federal employment identification number by filing IRS Form SS-4 (unless you are a sole proprietorship or single-member limited liability company without employees).Licenses Permits for Your Business
31. Obtain a seller's permit from your state if you will sell retail goods.State Start-Up Requirements for Small Businesses
33. Obtain a local tax registration certificate, a.k.a. business license.Local Start-Up Requirements for Small Businesses

Obtain Insurance

40. If you will be working from your home, make sure your homeowner's insurance covers damage to or theft of your business assets as well as liability for business-related injuries.Homeowners' Insurance
41. Consider health disability insurance for yourself and your employees.The Employer's Legal Handbook

Set Up Your Books

42. Decide whether to use the cash or accrual system of accounting.Cash vs. Accrual Accounting
43. Choose a fiscal year if your natural business cycle does not follow the calendar year (if your business qualifies).Choosing a Fiscal Year
44. Set up a recordkeeping system for all payments to and from your business.Bookkeeping and Accounting Basics

Set Up Tax Reporting

47. Familiarize yourself with the general tax scheme for your business structure.Tax Savvy for Small Business
48. Familiarize yourself with common business deductions and depreciation.Deduct It! Lower Your Small Business Taxes
49. Obtain IRS Publications 334, Tax Guide for Small Business , and 583, Taxpayers Starting a Business.Small Business Tax FAQ
50. Obtain the IRS's Tax Calendar for Small Businesses.IRS's Tax Calendar
* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Help for Individuals: Technology

Assistive Technology Funding Options for Individuals

ALS Association North Carolina Chapter 4 N. Blount S, Suite 100 Raleigh, NC 27601 877-568-4347Funding for adults with ALS Region: NCMax of $750 for two funding periods Funded Communication Subsidy: Cost of 1 iPad/Tablet and communication apps For Speech Generating Devices (SGDs) Electronic Writing Tablets (example: Boogie Board)
AAC FundingThe AAC Funding website from and Saltillo will help guide you through the process of creating a submission packet, whether funding an AAC device through Medicare/Medicaid or private insurance.Funding Forms Templates and Samples AAC Funding 101
Association of Blind Citizens PO Box 246 Holbrook, MA 02343 781-961-1023Provides partial funding for the purchase of devices by individuals who are blind or visually impaired Region: USAEmail applications only; contact for dates and current eligibility requirements.
Bank of America 1-800-900-9000 voice 1-800-833-2632 TTYAccess loans for vehicle and home modification Region: USAContact Bank of America for loan eligibility requirements, application and interest rates.
Carolina Childrens Disorders Program (CCCDP) 5501 Fortunes Ridge Dr. Ste A Durham, NC 27113 919-419-1449 UNC HospitalsFunding for hearing/ listening devices and cochlear implants for children. Region: NCApplication required income and needs-based, ages from 3rd birthday to 21st birthday.
Chrysler Corporation Automobility PO Box 5080 Troy, MI 48007 800-255-9877Funding up to $1,000 to cover installation of adaptive equipment Region: USAContact Chrysler Corporation or local dealer for application and eligibility requirements
Easter Seals-UCP NC 5171 Glenwood Ave., Suite 211, Raleigh, NC 27612 1-800-662-7119Funding only if no other resources for DME, assistive, or smart technologies are available. Individuals must live in the community. Region: NCFunding to individuals for DME, assistive, or smart technologies if and when grant monies are available. Application required with copies of clinical evaluations of the item requested. Permanent, long-term disabilities, developmental disabilities, and all ages. Co-payments are not eligible for funding. Waiting list requests.
Eblen Charities 50 Westgate Pkwy. Asheville, NC 28806 828-255-3066Assistance to individuals with disabilities. Region: Western NCNo written application process, call to make a request. Not income based.
First in Families of NC 3109 University Dr., Suite 100 Durham, NC 27707 919-251-8368Individuals with developmental disabilities and their families Region: NCGo to website for info on local programs and their specific criteria for assistance
Ford Motor Assistance Program Mobility Financing 800-952-2248 Voice 800-833-0312 TTYLong-term financing for the purchase of Ford vehicles for qualified borrowers. Region: USAApplication process, income based.
General Motors Mobility Program PO Box 5053 Troy, MI 48007 866-234-3036 Voice mobility@gm.comFinancing for adaptive driving equipment, maximum of $1,000 Region: USATo purchase and install adaptive equipment for individuals with disabilities who purchase a General Motors vehicle.
Hear Now Starkey Hearing Foundation 6700 Washington Ave. South Eden Prairie, MN 55344 866-354-3254 info@starkeyfoundation.orgProvides hearing aids for individuals with very limited financial resources and limited family support. Region: USA$100 processing fee for each hearing aid funding application. The fee is non-refundable under any circumstance, income based, and requires proof of other attempts for funding.
The Hike Fund, Inc C/o Claudia Hauser 530 Elliot St. Council Bluff, IA 51503-0202 cbclaud@aol.comFunding to purchase assisted listening devices and hearing aids for children under age 20 with hearing loss Region: USASubmit application with a prescription from an audiologist and document financial need.
Roberts-Miller Fund Community Foundation Gaston County Elizabeth Patton, 1201 E. Garrison Blvd. Gastonia, NC 28054 704-864-0927 epatton@cfgaston.orgRoberts-Miller Fund provides funds for medical equipment for children less than 18 yrs old Region: NCIncome based, application available on (see Grant Seekers, then Roberts-Miller Children Fund
Miracle Ear Childrens Foundation PO Box 59261 Minneapolis, MN 55459 800-234-5422Funding for hearing aids and hearing support services for children 16 yrs old or younger. Region: USAApplication required; include medical documentation, income $ 20,000 - $45,000
Modest Needs Foundation 115 E 30th St., FL1 New York, NY 10016 844-667-3776Funds for emergency expenses, max of $1,000 per request. Region: USANo phone applications, apply on the website, proof of need required.
Multiple Sclerosis Society of the Greater Carolinas 3101 Industrial Drive, Suite 210 Raleigh, NC 27609 TEL: 919-834-0678 FAX: 704-527-0406 EMAIL: NCT@NMSS.ORGInformation and Referral Local Resources Region: NCContact local chapter for funding options.
Muscular Dystrophy Association Greensboro Office 1500 Pinecroft Road, 109 GREENSBORO, NC 27407 336 856-1591 Charlotte Office 1515 Mockingbird Lane, 701 CHARLOTTE, NC 28209 704 567-2912 charlottesouth@mdausa.orgFunds for clinic visits at UNC, Duke; funds for purchase of wheelchairs, leg braces, and communication devices and for repair of devices. Region: NCFunding for individuals with muscular dystrophy and related medical conditions.
United Spinal Cord Injury 120-34 Queens Blvd, Suite 320 | Kew Gardens, NY 11415 | 718-803-3782Funding to individuals with spinal cord injuries. Region: USAMaintains a database of funding options.
O'Berry Center Foundation P.O. Box 1157 27533 Phone 919-581-4187 jansen@ oberrycenterfoundaton.orgFunding for AT, durable medical goods, vehicle modifications, not to exceed $5,000. Region: Wayne County and 16 counties in SE North CarolinaApplication required with copies of evaluations and a list of other attempts to obtain funding.
Shriners Hospitals Children Greenville 950 West Faris Road Greenville, SC 29605 864-271-3444 Directory of Shriners HospitalsMedical services at their pediatric specialty hospitals for children less than 18 yrs. Region: USAContact the Care Coordinators at Shriners for an application and how to obtain sponsorship
St ate Employees Association of North Carolina 1621 Midtown Place Raleigh, NC 27609 800-222-2758 cwilson@seanc.orgScholarships to SEANC members and their families Region: NCScholarships based on financial need or merit; the application is on the website.
Toyota Mobility Assistance TOYOTA CUSTOMER EXPERIENCE CENTERMAIL DROP W C1019001 S. WESTERN AVENUE TORRANCE, CA 90501 (800) 331-4331Provides a maximum of $1,000 for installation of adaptive equipment and loans for purchase or lease of new Toyota vehicles. Region: USARequires credit approval for long-term mobility financing for people with . Cash reimbursement for installation of adaptive equipment.
Travelers Protective Association Trust (TPA) 2041 Exchange Drive St. Charles, MO 63303 877-872-2638Financial aid to children and adults who are deaf or hearing impaired and scholarships for students who are deaf or hearing impaired. Deadline March 1st of each year; scholarships. Region: USAFunding for mechanical devices, medical or specialized treatment or specialized education as well as speech classes, note takers, interpreters, etc., related to hearing impairment. Applications for aid and scholarships are posted on the website.
Wheelchair Foundation 3700 Blackhawk Plaza Circle Danville, CA 94506Accepts requests for placement of used wheelchair. Region: USASubmit written request for a used wheelchair, specific details are posted on the website

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.


Announcement of Notice of Funding Opportunity TitleDescriptionDeadlineURL
NIST Standards Services Curricula Development Cooperative Agreement Program - 2020 -NIST-SSCD-CAP-01Funding Instrument: Cooperative Agreement. NIST is seeking applications from eligible applicants to develop undergraduate and/or graduate level curricula to incorporate documentary standards, standards development, and standardization information and content into seminars, modules, courses, and learning resources. The recipients will work with NIST to strengthen education and learning about documentary standards, standards development, and standardization.June 15, 2020
2020-NIST-SBIR-02The National Institute of Standards and Technology (NIST) invites FY 2019 NIST SBIR Phase I awardees to submit Phase II research applications under this Notice of Funding Opportunity (NOFO). Only FY 2019 NIST SBIR Phase I awardees are eligible to submit applications in response to this NOFO for Phase II of their projects. In Phase II, work from Phase I that exhibits potential for commercial application is further developed. Phase II is the R&D or prototype development phase. To apply for a Phase II award, each Phase I awardee will be required to submit a comprehensive application outlining the proposed research and a detailed plan to commercialize the final product. Each NIST Phase II award is for up to $ 400,000 and up to a 24-month period of performance. Up to $50,000 of the award may be proposed for Technical and Business Assistance (TABA); see Section 5.11 for more information about TABA. One year after completing the Phase II R&D activity, the awardee shall be required to report on its commercialization activities.Applications must be receivedno later than 11:59 p.m. Eastern Time, May 26, 2020. at grants.gov
2020-NIST-FS-COE-01Funding Instrument: Cooperative Agreement The NIST is soliciting a renewal application from Iowa State University for the NIST Forensic Science Center of Excellence.Applications must be received at no later than 11:59 p.m. Eastern Time, Feb 24, 2020 .
2020-NIST-SBIR-01Funding Instrument: Cooperative Agreement The National Institute of Standards and Technology (NIST) invites small businesses to submit Phase I research applications under this Notice of Funding Opportunity (NOFO). Science and technology-based firms with strong research capabilities in any of the areas listed in Section 9 of this NOFO are encouraged to participate. Applications must sufficiently identify and clearly address a specific NIST technical program area that falls within one of the research areas described in Section 9 (see Section 3.02.02(1)) or a NIST- patented technology available for licensing.application closes 4/22/2020
2020-NIST-MEP-MDAP-01Funding Instrument: Cooperative Agreement NIST invites applications from current recipients of Manufacturing Extension Partnership Center cooperative agreements (MEP Centers) to perform assessments of small- and medium-sized manufacturers (SMMs) in areas subject to a FEMA Disaster Declaration. These assessments should be designed to identify the impact, if any, to the operations of the SMMs as result of the subject disaster. MEP Centers receiving funding pursuant to this program must also assist impacted SMMs in identifying and accessing Federal, State and local resources to aid in business recovery efforts and, as appropriate, in the development of a risk mitigation plan for future disasters. Award recipients will further be required to share the results of their project, including disaster preparedness lessons learned and SMMs best practices, with other SMMs, NIST and the MEP National NetworkTM in order to help the SMM community with future disaster resilience planning efforts. See Section I. in the Full Announcement Text of this NOFO.TBD
2020-NIST-MSE-01Funding Instrument: Cooperative Agreement or Grant NIST is soliciting applications for financial assistance for Fiscal Year 2020 (FY20) within the following NIST grant programs: the Associate Director for Innovation and Industry Services (ADIIS); the Associate Director for Laboratory Programs (ADLP); the Communications Technology Laboratory (CTL); the Engineering Laboratory (EL); Fire Research (FR); the Information Technology Laboratory (ITL); the International and Academic Affairs Office (IAAO); the Material Measurement Laboratory (MML); the NIST Center for Neutron Research (NCNR); the Physical Measurement Laboratory (PML); the Special Programs Office (SPO); and the Standards Coordination Office (SCO).TBD
2020-NIST-PMGP-01 Precision Measurement Grant Program (PMGP)Funding Instrument: Cooperative Agreement The PMGP is seeking applications from eligible applicants to support significant research in the field of fundamental measurement or the determination of fundamental constants.Pre-applications must be received at no later than 11:59 p.m. Eastern Time, February 7, 2020. Full-Applications must be received at no later than 11:59 p.m. Eastern Time, May 21, 2020.
NIST Public Safety Innovation Accelerator Program - First Responder 3D Indoor Tracking PrizeFunding Instrument: Cooperative Agreement The NIST Public Safety Innovation Accelerator Program is seeking applicants with expertise in prize competitions to collaborate with technical experts from NIST, industry/academia, and public safety to serve as Prize Administrator in developing and implementing the First Responder 3D Indoor Tracking (FR3D) Prize. The FR3D Prize competition aims to achieve game-changing performance of sensors and systems for localization and tracking of first responders operating indoors in a variety of building environments without any benefit of pre-deployed dedicated infrastructure. The PSIAP seeks to attract experts and innovators from industry and academia to focus on this difficult challenge by offering a monetary prize purse and unique opportunities for live testing and evaluation. Administration of the FR3D Prize will include all aspects of prize development, project management, and execution.Pre-Applications must be received at no later than 11:59 p.m. Eastern Time, Monday, December 9, 2019. Full-Applications must be received at no later than 11:59 p.m. Eastern Time, Monday, April 20, 2020.
NIST MEP Competitive Awards ProgramNIST invites applications from current MEP Centers to add capabilities to the MEP Program, including the development of projects to solve new or emerging manufacturing problems, that are not already provided for under an applicants and its collaborating Centers base MEP award.Proposals will be accepted on a rolling basis
* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Cards with Overload

Cards with Overload

Name / DescRarityTypeSubtypeClassCostAtkHPDescription
Lightning BloomCommonSpell0Gain 2 Mana Crystals this turn only. Overload: (2) Curiously, this plant never blooms in the same place twice.
Dust DevilCommonMinionElementalShaman131Windfury . Overload: (2) Westfall is full of dust devils. And buzzards. And crazed golems. And pirates. Why does anyone live here?
Forked LightningCommonSpellShaman1Deal 2 damage to 2 random enemy minions. Overload: (2) If you combine it with Spooned Lightning and Knived Lightning, you have the full dining set.
Lightning BoltCommonSpellShaman1Deal 3 damage. Overload: (1) Lightning Bolt! Lightning Bolt! Lightning Bolt!
Sandstorm ElementalCommonMinionElementalShaman222Battlecry: Deal 1 damage to all enemy minions. Overload: (1) Doot doot doot doot doot Doot doot doot doot doot DEE doot doot doot doot doot!
Stormforged AxeCommonWeaponShaman223Overload: (1) Yo, that's a nice axe.
Serpentshrine PortalCommonSpellShaman3Deal 3 damage. Summon a random 3-Cost minion. Overload: (1) This is why you never flush a three-cost minion.
SquallhunterCommonMinionDragonShaman457Spell Damage +2 Overload: (2) "Oh, the weather outside is frightful But Squallhunter's so delightful! And since we've gone down this road--overload, overload, overload!"
Eye of the StormCommonSpellShaman10Summon three 5/6 Elementals with Taunt . Overload: (3) If that's the eye, I would hate to see the rest of the storm.
Sludge SlurperRareMinionMurlocShaman121Battlecry: Add a Lackey to your hand. Overload: (1) You can't stop slurping this delicious sludge!
Storm's WrathRareSpellShaman1Give your minions +1/+1. Overload: (1) How many dragons does it take to destroy a hot air balloon? One, two, three, CRUNCH!
Feral SpiritRareSpellShaman3Summon two 2/3 Spirit Wolves with Taunt . Overload: (2) Spirit wolves are like regular wolves with pom-poms.
Lava BurstRareSpellShaman3Deal 5 damage. Overload: (2) It's like an ocean of liquid magma in your mouth!
Lightning StormRareSpellShaman3Deal 2-3 damage to all enemy minions. Overload: (2) An umbrella won't be effective, I'm afraid.
DoomhammerEpicWeaponShaman528Windfury, Overload: (2) Orgrim Doomhammer gave this legendary weapon to Thrall. His name is a total coincidence.
Earth ElementalEpicMinionElementalShaman578Taunt Overload: (3) Nothing beats rock.
Totem GoliathEpicMinionTotemShaman545Deathrattle: Summon all four basic Totems. Overload: (2) It was an art project, and nobody knew when to stop.
Runic CarvingsEpicSpell6Choose One - Summon four 2/2 Treant Totems; or Overload: (2) to summon them with Rush .

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Related cards

Related cards

Name / DescRarityTypeSubtypeClassCostAtkHPDescription
Surging TempestCommonMinionElementalShaman113Has +1 Attack while you have Overloaded Mana Crystals. "Overloaded? Should've gotten a surge protector."
Unbound ElementalCommonMinionElementalShaman324Whenever you play a card with Overload , gain +1/+1. Unlike bound elementals, Unbound ones really enjoy a night on the town.
Cumulo-MaximusEpicMinionElementalShaman555Battlecry: If you have Overloaded Mana Crystals, deal 5 damage. "Are your clouds not entertained?!"
VessinaLegendaryMinionGeneralShaman426While you're Overloaded , your other minions have +2 Attack. She wasn't happy when Hagatha sent her back to Uldum. But her "angry" hiss sounds like her "happy" hiss, so no one knew the difference.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions


* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

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