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Chase Amazon Credit Card

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Last Updated: 02 July 2021

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General | Latest Info

The easiest way to submit Amazon Credit Card payment is online. Log into your account, select your Amazon. Com Credit Card, click Pay Credit Card and follow instructions to enter your payment account number and routing number. You can also pay your Amazon Credit Card bill over phone. Call 800-436-7958 and follow prompts from the Chases automate system. Online payments made before 8 PM ET Sunday-Friday will be posted to your account the same day; Saturday payments are posted on Sunday evening. Online payments made 8 PM-12 AM ET Saturday-Thursday will be posted to your account the next day; Friday payments are posted on Sunday evening. No matter when you pay on give day, however, your payment will be credit on the same day. Finally, you can submit Amazon Credit Card payment by mail. Send your check or money order with your name and account number to: Cardmember Services / PO Box 6294 / Carol Stream, IL 60197-6294. Payments sent by mail can take five to seven days to process. The best Amazon Credit Card benefits are 50 Amazon. Com gift Card after account approval and 3 % back at Amazon. Com and Whole Foods. Amazon Visa cardholders also earn 2 % back at gas stations, restaurants and drugstores. These benefits apply to the Amazon Credit Card, which is issued by Chase Bank and can be used anywhere Visa is accept. Synchrony Bank issues Amazon Store Card, which can only be used at Amazon. Com but gives Prime members 5 % back on purchases, too. Prime members who are approved for either Amazon Credit Card or Amazon Store Card will automatically receive the Prime brand version. No annual or foreign transaction fee: Amazon Credit Card has no foreign transaction fee, which means you can shop from internationally based merchants without pesky surcharges on each purchase. Since Amazon Store Card can only be used on Amazon. Com, there are no foreign transaction fees to worry about. Neither Amazon Credit Card nor Amazon Store Card charge annual fees. But youll need to pay the annual Prime Membership fee for Best Rewards. Visa Signature perks: Amazon Credit Card is a Visa Signature Card, which means you will receive Travel Accident Insurance, Auto Rental Collision Damage Waiver, extended Warranty Protection, and Purchase Protection. Other features include lose Luggage Reimbursement, Baggage Delay Insurance, and access to Visas Luxury Hotel Collection. Amazon Store Card is not eligible for these benefits. Redemption options: Amazon Credit Card is a Points Card, where 100 Points equals 1 in Rewards. Points can be used to make part or all of purchase on your Amazon Credit Card. They can be redeemed for Cash Back starting at 2 000 Points in the form of 20 statement Credit. You can also redeem points for gift cards as well as travel books through Chase. 5 % Back on Amazon Store Card can be redeemed as monthly statement credit or be used for purchases on Amazon.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Easy to redeem

Unfortunately, Amazon Signature Card Rewards dont go above 0. 01 per point value, no matter how you redeem. Note that the card has minimum redemption amounts that must be used depending on award. For instance, to get a gift card you would have to redeem a minimum of 2 500 points. There are a few things worth mentioning in order to ensure you get the most value: Tip 1: Dont Use your reward points for direct payment on Amazon. Com. While your points will be worth state value of 0. 01 each, you miss out on the opportunity to earn 3 % cash-back, and therefore diminish the value of your purchase. Tip 2: Dont use your points for gift cards to gas stations, restaurants, or drugstores. The same explanation applies as Tip 1; see Card Math for details. Tip 3: Redeem points for domestic travel. This option does not interfere with your earnings categories, and allows you to purchase domestic tickets with your points. Domestic travel typically gives 0. 01 to 0. 015 per point value when using loyalty programs, so you will be redeeming for same value. Tip 4: Redeem reward points for statement credit. This option is the easiest and safest bet. By using points for statement credit, you ensure you get the full value of points you have earned while continuing to earn on all your purchases. This is also easier than purchasing a travel card, which will take some effort in calling Chase and booking flight. You also miss out on the 1 % cash-back you could earn for ticket.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Fees & Drawbacks

When considering any credit card, you should always read Up on Fees / penalties * you could possibly incur. Weve outlined a number of most important considerations below. Hot Tip: Remember, easiest way to avoid fees is to apply for credit card only if youre confident you can be a responsible cardholder. This means you pay off your balance on time and in full every month. For Amazon Rewards Visa Signature Cards, Fees include: Annual Membership: NONE Foreign Transaction Fees: NONE APR: 16. 49 % 24. 49 % balance Transfer APR: 16. 49 % 24. 49 % balance Transfer Fee: 5 or 5 % of amount of each Transfer Cash Advance APR: 27. 24 % Cash Advance Fee: 10 or 5 % of amount of each Transfer late Payment: Up to 15 if balance is less than 100 Up to 28 if balance is 100 to less than 250 Up to 38 if balance is 250 or more Return Payment: 38 Return Check: NONE depending on your creditworthiness, higher APR could definitely get you into some trouble if youre not acting as responsible cardholder. That being say, rates like this are pretty much the norm across most credit cards nowadays.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

How to Apply

Amazon Rewards Visa Signature Card is a credit Card offered by Amazon and Chase. If you use Amazon regularly, this card could potentially provide you with a lot of cash back. Youll earn 3 % cash back at Amazon and Whole Foods Market, with 2 % cash back at gas stations, restaurants, and drugstores. And youll get 50 Amazon gift Card instantly upon account approval. This card has no annual fee and no foreign transaction fees. If you have Amazon Prime, instead of this Card youll be given an Amazon Prime Rewards Visa Signature Card. It offers 5 % cash back instead of 3 % at Amazon and Whole Foods, but in most other ways it is the same.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Alternative Rewards Credit Cards

Table

Credit CardSpecial Card FeatureAnnual FeeCard Review
Home Trust Preferred Visa0% foreign transaction fee$ 0Read More
Rogers Platinum Mastercard0.5% cash back on foreign transactions$ 0Read More
Best Western MastercardFree night at Best Western by activating card 20,000 bonus pts$ 0Read More
Amex Cobalt Card TM5 pts/ {matheq}on dining/bars/groceries 2 pts/{endmatheq} on travel purchases$ 120Read More

Unsurprisingly, Amazon Credit Cards mention above are the only options that you have! Consider these other travel rewards cards that we really like: if you have a Chase Credit Card with Annual Fee, such as Chase Sapphire Preferred Card, then you can convert your Cash-Back into Ultimate Rewards Points which are incredibly valuable. As Chase Ultimate Rewards can be used for amazing travels, this Card is great for those wanting to not only get reward for spending at Amazon, but also for a multitude of other business purchases. For information on other alternative cards, check out our piece on 10 + Best Credit Cards For Amazon.


Best Way To Maximize Amazon Reward Points

The main perk of this card is its 5 % return on Amazon and Whole Foods purchases, though 2 % back on restaurants, gas stations and drug stores is similar to other no-annual-fee credit cards. Purchases make anywhere else earn a flat 1 % back. This adds up to a pretty generous return on spend, but those who do already have Amazon Prime will need to consider whether the 119 annual cost for subscription is worth it, especially if they do shop with Amazon often. If you do get Prime, you can still own a card but those 5 % earnings will instead drop to 3 %, substantial decrease.


Amazon Prime Rewards Visa Signature Card Overview

Amazon Prime Rewards card is one of the companies ' cobranded credit cards. It features a 5 % return on all Amazon and Whole Foods purchases, 2 % on restaurant, gas station and drug store purchases, and 1 % back on everything else, making it a strong contender for those who spend big with Amazon companies. Card Rating *: we speak frequently about the best currencies in which to earn points. From flexible currencies such as American Express Membership Rewards or Chase Ultimate Rewards to simple cash back on your credit card, there are a multitude of options. Amazon Prime Rewards card awards points redeemable against your Amazon purchases, statement credits, gift cards or even travel rewards. Lets review this card to identify who would benefit most from it. Information for Amazon Prime Rewards card has been collected independently by Points Guy. Card details on this page have not been reviewed or provided by the card issuer.


Main benefits and perks

These two purchase protection benefits provide some peace of mind when you come across a good deal, but you're worried about iffy merchants or shipping damage. Extend warranty protection increases eligible warranties by a whole year. Meanwhile, your purchase protection covers new purchases against damage or theft up to 500 per claim. As an online shopping card with Visa Signature benefits, it is surprising that Amazon Prime Rewards card doesnt come with price and return protection too. It is a bit disappointing that you ca get your money back if sketchy seller doesnt offer returns, but return protection is a rarer perk nowadays.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

Table2

CardAnnual feeRewards rateWelcome bonus
Chase Freedom Flex$05 percent cash back on activated bonus category purchases each quarter (up to $1,500, then 1 percent), on Chase Ultimate Rewards travel and on Lyft rides (through March 2022) 3 percent cash back on dining and drugstore purchases 1 percent cash back on all other purchases$ 200 after spending $500 within first three months
Capital One Walmart Rewards Card$05 percent cash back at Walmart.com 2 percent back in Walmart stores, restaurants and travel 1 percent back on all other purchases5 percent cash back in Walmart stores for your first 12 months
Bank of America Cash Rewards credit card$03 percent cash back in one of six choice categories, including online shopping, dining and travel 2 percent cash back at grocery stores and wholesale clubs ($2,500 combined limit on 2% and 3% categories each quarter) 1 percent cash back on all other purchases$ 200 online cash rewards after spending at least $1,000 within first 90 days
* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Final Thoughts

If you're not someone who shops at Amazon enough to justify subscription to Prime, you'd probably benefit more from another credit card. Chase Freedom, for example, is CNBC Make It's No. 1 Cash Back Card overall, since it offers 5 percent back on categories that rotate every quarter. Capital One Venture, meanwhile, our No. 1 travel Card, offers 10 points on purchase at hotels. Com / Venture, plus a flat rate of 2 points back on all other purchases. That say, some of the Prime Rewards Card's benefits are unique: No other Card offers such a high return for spending at both Amazon and Whole Foods. Discover It Cashback Match offers 5 percent back on purchases at Amazon, but only during one quarter of 2018. As for Whole Foods benefit, Blue Cash prefers a competitive offer of 6 percent Cash Back on groceries year-round but it also requires 95 annual fee. All things consider, if you're someone who shops a lot on Amazon and / or if Whole Foods is your go-to grocer, it's worth considering one of the Amazon Rewards cards, especially if you're Prime member. Rewards: 5 percent Back on Amazon and at Whole Foods, 2 percent Back at restaurants, gas stations and qualifying drug stores, 1 percent on all other purchases Annual fee: 119 Amazon Prime membership Bonus: 70 Amazon gift Card Variable APR: 15. 74 to 23. 74 percent based on your credit score How you Redeem points: Redeem for Amazon credit during check-out or Redeem for Cash Back or gift cards through Chase Notable perks: Visa Signature Luxury Hotel Collection; travel coverage; No foreign transaction fee don't miss: Here's how to tell which Chase Sapphire credit Card may be right for you like this story? Subscribe to CNBC Make It on YouTube!

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

Sources

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions.

* Please keep in mind that all text is machine-generated, we do not bear any responsibility, and you should always get advice from professionals before taking any actions

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